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Buying a New Home
Because Realnet specializes in custom fit mortgage programs, it is helpful to you to tell us what you need.
First-Time Buyers
Before you search for your dreamhome...
We can't emphasize enough that you should have a sense of what you can afford for a mortgage before you look. Often a lazy Sunday drive turns into an unexpected open house. Then the excitement begins, and you start to wonder how great living there would be. And before you know it, you backed yourself into the process of finding a new home. Don't have the stress of wondering if you can afford what you are looking at, it's not the best way to go. Test drive now and find out what you can buy.
When you use a real estate agent to find a home, most times they require a pre-qualification letter before they show you that home. Don't be offended — this insures that everyone's time is used wisely and that the home fits the buyer. It also tells the seller that you have been pre-qualified, giving you the advantage over other offers on the property.
Here are some basic guidelines of programs that we offer for first time home buyers.
Goodbye Rent
It's time to move into a place of your own, but money may be a little tight. Realnet offers homeowners up to 100% financing and no down payment loans. It's time you stop wasting money on rent. With a home purchase, the mortgage interest is tax-deductible, which will increase your federal income tax return. And with market increase over the years, the equity will increase in your home, securing yourself a retirement nest-egg. Whether you have money for down payment or not, we have the programs to fit your needs.
These are just guideline mortgage programs. Realnet Direct is all about building you a custom fit mortgage. Contact us today to get a FREE consultation on the best solution for your needs.
Take a Test Drive to see which program best fits your needs.
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Investors
Home values are continually climbing and one of the reasons is that the inventory is not replenish able. Real estate has generally been an investment that has an upward trend for a long time. So how can you take advantage of the real estate investment market?
Buying investment properties can increase your net worth, secure your retirement and provide you supplemental income.
Here are some basic guidelines of programs that we offer for Investors.
Investment Property
- Up to 100% financing
- Rates as low as 1.375 for the first 12 months (4.57 APR)
- Seller concessions allowed
- Interest only available - Take a Test Drive to find out all the programs available
- No upfront fees, no application fee, no rate lock fee
Take a Test Drive to see which program best fits your needs.
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Relocating or Selling a Home to Buy Another
You get that notice that your job is taking you elsewhere, or you just want to sell your home and buy another. Whatever the reason Realnet will help you make the transition with ease.
Take a Test Drive to see which program best fits your needs.
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Special Credit Situations (SISA)
Are you self employed and income verification is tricky?
Are you in a business where commissions are seasonal and not steady?
Maybe you got a divorce.
Not everybody has the same story or lifestyle. If you have been involved in a special circumstance that has affected your credit score or you just can't get verification, you should still be able to get a mortgage. Just because an event may have caused stress in your life, getting a mortgage approval shouldn't.
White Glove - less than perfect credit
This solution is for borrowers with unique circumstances, including credit issues. Each borrower's situation is evaluated individually, because we understand that sometimes extraordinary events happen in life that are out of your control. We'll custom design a package with no income verification, no mortgage insurance, and fixed or adjustable rate choices.
- Purchase and Refinance transactions
- Owner-occupied or investment properties
- Options that don't require mortgage insurance
- Seller concessions allowed
- Single family, multi-family and condos
- Prior bankruptcy/foreclosure allowed
- No income verification programs
- Each borrower's circumstances are case by case
- No upfront, application, or rate lock fees
Privilege Plus - no income verification
This solution is designed for the credit worthy borrower who has earned the right to obtain financing without verifications. Perfect for those who are self-employed. No income, no asset, no employment verification options!
- Purchase or Refinance
- 30 year fixed rate program
- Primary residence, second home, or investment property
- No income verification
- No asset verification
- No DOC also available
These are just guideline mortgage programs. Realnet Direct is all about building you a custom fit mortgage. Contact us today to get a FREE consultation on the best solution for your needs.
Take a Test Drive and secure your future.
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